Sunday, November 30, 2025

Various Form of Gold Investment

 1 Various forms of investment in gold:

 a. Jewellery 

 b. Gold bullion bars

 c. Gold coins

 d. Gold certifications or deposit scheme 

 e. ETF f. Gold mutual funds 

 g. E-Gold.

 h. Futures & options.

Why invest in Gold

Gold is considered by many, to be the best investment you can make to protect yourself during stock market declines and inflation. In fact, history shows that the performance of gold goes up in times of high inflation. 

However, the price of gold also has its highs and lows and you could just as easily lose money investing in gold as with any other investment. Factors need to be considering while investing in gold: (i) Forms of buying gold: any investor has to be aware of the different gold. 

Jewellery, the most traditional and the dominant form of forms of buying buying gold in India and Bank coins, bullion bars, gold exchange trades etc are other forms of investment. (ii) Current income: Gold in any form does not give any current income. The only exception is the dividend option in the gold ETFs. If held in the physical form, there is only outflow of cash for the maintenance of lockers. (iii) Capital appreciation: gold is a very strong bet compared to shares that are highly volatile. The idea for gold investment will be to use it at times when the markets are falling and when the inflation is very high. (iv) 

Risk: Gold does not carry much risk at least in India, as we hardly see deflation in the real sense. 56 Electronic copy available at: https://ssrn.com/abstract=3525301 June 2013, Volume No: 2 Issue: 4 (v) Liquidity: Gold scores the highest in terms of liquidity, compared to all other investments. 

At any time of the day and any day gold can literally be converted to cash. Banks would give you a jewellery loan (remember though that many banks do not give loans on coins, including their own), and so would your friendly neighborhood pawn shop. (vi) Tax treatment: Gold suffers capital gains tax as per the IT Act. So it is better to ask your jeweler for the bill. Gold does not have any other tax benefits. (vii) Convenience: Gold scores very high here. But with the per gram price rising, the smallest single investment is becoming higher.

What is gold

 Gold is a comparatively dense, shiny, yellow metal. As an element, gold is quite resistant to corrosion (by oxygen, but also many other chemicals). “Gold is a chemical element with the symbol Au and an atomic number of 79. Gold is a dense, soft, shiny metal and the most malleable and ductile metal known.” In ancient times the value of gold had already been discovered. People took gold to make jewellery and currency. It is a symbol of wealth, beauty and heritage carrying memories and cultures. However, besides these, gold also makes significant contributions to a wide range of technologies. Due to its physical features as corrosion resistance and highly malleable and ductile, gold is being applied in space exploration, nanoparticle technology, and medicine. Moreover it is also used as the bonding wire at the core of an iPhone.

Tuesday, September 19, 2023

Why are Gems Powerful

Why are gems so Powerful?

Gems hold prana.  Gems hold energy.  If you study and deal with gems you feel and experience its energy.  Whether it's an economic energy or vibration energy. 

If you meditate with gems, you can hear the gem speak to you.  You can notice it's smell. It's aura.  Gem's have a polarity. It has positive energy and negative energy.  It can be your blessing or your curse. You may not own a gem but you will experience it's energy. Gems are rocks. Gems are minerals. Gems are crystals.

Gems have a flavor too. Some have a fruity flavor. Some have a bitter flavor. 



Gems have superstition inherent in them.

Scientifically. Gems are used in watches. Space crafts. Cutting tools. Etc. Born near the beginning of the earth. Angels of the Earth.


Tuesday, May 08, 2018

Mineral Economics

Mineral Economics is interdisciplinary.  Study of minerals and economics to say the least. It's a policy approach. It's formulated and modified with education and experiences depending on objectives.  It's an exploitation of the the market to meet goals, objectives and agendas.  Whether it's for an individual, family, enterprise or country.  It's an objective to optimize rather than maximize. 

Sunday, November 05, 2017

Power of Quartz Crystals

Quartz Crystals provide:

Wisdom, Clarity, Creativity, Inspiration, Wisdom, Confidence, Integrity, Truth, Freedom, Independence, Abundance, Forgiveness, Understanding, Healing, Devotion, Compassion, Harmony, Balance, Love, Perception, Clairvoyance, Peace of Mind, Manifestation, Visualization, Imagination, Intuition, Insight, Perfection, Integration, Wisdom, Purpose, Enlightenment, Knowledge, Spirituality, Fulfillment, Completion, Social Identity, Influence, Authority, Self Control, Destiny, Intellect, Self Determination, Energy, Self Esteem, Intellect, Destiny, Enthusiasm, Success, Survival, Sense of Belongings, Nature,

Monday, August 14, 2017

Mystic Power of Gems

Gems has a hypnotic effect on most people. Weather it's their optical properties or their economic power.

Cause of it's desirability and symbolism. It's carries a very powerful energy associated with it. It's power can be very faint such as a common sand crystal on a beach to very extreme power such as the hope diamond. These natural crystals manifested itself into a condensed small part of the earth with it's own personality. The crystal emits the frequency of the valuer and holder. Yes, beauty is in the eye of the beholder.

How gems captivate certain people and not always fully understood by everyone.


Gems are captivating cause it's natural vibration it derived from the earth during it's growth process. It can provide economic benefits, psychological, and social benefits which can affect your physical health and happiness.

Gems are the nerve of the earth and it's impulses can be felt forever.  Gems also has the capability to agitate an individual.  It can send shocks to the optic nerves. It can pulsate the 3rd eye.  It also can provide steadiness.  Give you a sense of purpose when facing a demanding situation. Gems are a connection to the earth.  Some gems absorb the excess of positive or negative energy.

Gems are brought great fortune and luck to those who acquired it. Lot's of thing in life are unpredictable but gems provide a predictable of survival through the ages.

Corundum are composed of Aluminum (2) Oxide (2). It's typical crystal habit is hexagonal shape. the blue comes from iron and titanium silicate. The state of the gem is not going to change.

Cause of it's possibility of eternal life, gems have a divine energy. A delightful heavenly appearance with eternal life. Gems possess a magical force from it's economic and psychological properties. It can fight evil spirits. It provides courage and clarity, victory, and a state of purity. It can help defeat an enemy.

The gem will speak to you.  It will offer it's positive power. It will give you affirmation of confidence. Gems can help you fight evil spirits are against while you are protecting your gem and your livelihood. Gems are an energy source. Gems are a store of energy.  However, gems have polarity where it can take energy from you as well.



Wednesday, May 03, 2017

What is a Mantra

Sanskrit believed mantras to have psychological and spiritual powers.

Mantra is a structured formula of thought. 

Life shrinks or expands in proportion to one's courage. 

Everything in this universe has been created to become a teacher. 

Yogi Bhajan

Without the guidance, there can be no self-determination. Without self-determination, there can be no achievement.


Life is a gift but we forget it. 

The mind becomes a monster when it becomes your master. The mind is an angel when it is your servant.

Meditation is a process.

The meditative mind is a purely beautiful state of living.


What is a Guru

You have a guru to experience the soul. 

It is the spirit of guidance that allows you to reach your destiny and become great.


The Guru should take away your doubt and darkness. He should rekindle your spirit, and redirect you towards your goal. He should remind you what reality is, and keep you going toward that reality. 

He should remind you of your energy.

This is the job of the Guru, one who has the confirmed habit to speak the infinite truth in all circumstances. 

It will freak you out, but it will keep you on the path of righteousness.

The Guru is a guide that can take you from the darkness into the light. The Guru is an ocean where you can totally merge yourself and come out washed and clean. The Guru is a store of technical know-how where you can go and get taken care of so that you are fit again to take up the responsibility of this planet. 


The Guru is the secret chamber of your inner self where you can confide your greatest secrets and be guided in the light of righteousness.

Those who qualify according to these criteria are truly the blessed ones who have come to serve humanity and carry us through the times.a

Peter Drucker

Turning problems into opportunities.


Monday, May 01, 2017

Ultimate Health

Ultimate Health is a complete physical, mental, social, spiritual and financial well-being while engaging in fulfilling activities in life. It's also a quality of life. 

Mental health includes our emotional, psychological, and social well-being. It affects how we think, feel, and act. It also helps determine how we handle stress, relate to others, and make choices. Mental health is important at every stage of life, from childhood and adolescence through adulthood.

Good living conditions (e.g., housing, employment and health care) are fundamental to well-being. 

How is well-being defined?
  • Physical well-being.
  • Economic well-being.
  • Social well-being.
  • Development and activity.
  • Emotional well-being.
  • Psychological well-being.
  • Life satisfaction.
  • Domain specific satisfaction.
  • Engaging activities and work.
Why is well-being useful for public health?
  • Well-being integrates mental health (mind) and physical health (body) resulting in more holistic approaches to disease prevention and health promotion.6
  • Well-being is a valid population outcome measure beyond morbidity, mortality, and economic status that tells us how people perceive their life is going from their own perspective.
  • Self-perceived health.
  • Longevity.
  • Healthy behaviors.
  • Mental and physical illness.
  • Social connectedness.
  • Productivity.
  • Factors in the physical and social environment.
  • Measuring, tracking and promoting well-being can be useful for multiple stakeholders involved in disease prevention and health promotion.
Mental Health and Wellness
  • Realize their full potential
  • Cope with the stresses of life
  • Work productively
  • Make meaningful contributions to their communities
  • Getting professional help if you need it
  • Connecting with others
  • Staying positive
  • Getting physically active
  • Helping others
  • Getting enough sleep
  • Developing coping skills

There is no consensus around a single definition of well-being, but there is general agreement that at a minimum, well-being includes the presence of positive emotions and moods (e.g., contentment, happiness), the absence of negative emotions (e.g., depression, anxiety), satisfaction with life, fulfillment and positive functioning. In simple terms, well-being can be described as judging life positively and feeling good.36, 37 For public health purposes, physical well-being (e.g., feeling very healthy and full of energy) is also viewed as critical to overall well-being. Researchers from different disciplines have examined different aspects of well-being that include the following
Positive mental health allows people to:
Ways to maintain positive mental health include:

Michael Phelps

I don't want to be the next Mark Spitz. I want to be the first Michael Phelps.
  • I think that everything is possible as long as you put your mind to it and you put the work and time into it. I think your mind really controls everything.
  • If you want to be the best, you have to do things that other people aren't willing to do.
  • I won't predict anything historic but nothing is impossible. 
  • I think goals should never be easy, they should force you to work, even if they are uncomfortable at the time.
  • I want to test my maximum and see how much I can do.”
  • I want to be able to look back and say, ‘I’ve done everything I can, and I was successful.’ I don’t want to look back and say I should have done this or that.
  • I found something I love… And never gave up.
  • Things won’t go perfect. It’s all about how you adapt from those things and learn from mistakes.
  • So many people along the way, whatever it is you aspire to do, will tell you it can’t be done. But all it takes is imagination. You dream. You plan. You reach.
  • The more you dream the more you achieve.
  • I like to just think of myself as a normal person who just has a passion, has a goal and a dream and goes out and does it. And that’s really how I’ve always lived my life.
  • I know it won’t be eight medals again. If you want to compare me to that, that’s your decision, not mine. I’m going out there to try to accomplish the things that I have in my mind and in my heart.
  • I knew I wasn't a failure in any way. It doesn't matter if you fall short; it's never a failure to go after your goals with everything you got.